Vernon Baumrind is the father of two adult children and grandfather of four, living in Charlotte, North Carolina. While raising two children as a single full-time parent as a real estate valuation professional, Vernon earned the pinnacle designation in the industry (MAI), comparable to that of a CPA in the accounting profession. For 20 years, he wrote and produced hundreds of narrative real estate appraisals for the banking industry, thus contributing in this way to the robust development of the Charlotte, North Carolina, metropolitan area in the 1980 to 2000 era. Vernon was also a developer of residential and industrial subdivisions in the surrounding Charlotte market. As an aspiring entrepreneur, Vernon also developed and holds a patent on a unique asphalt recycling technology currently in use by the US Navy, the US Marines, and multiple cities across the United States. He remains an active tennis player, taking time out for his grandchildren and authoring this book on which he holds the copyright.